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Binance Account Closures in France, Spain, Italy and Poland: Fees From 29 November and What to Check

Binance affected accounts in France, Spain, Italy and Poland close 31 Dec; fees start 29 Nov. What reports say, the fee math and what to verify.

Published: November 9, 2026
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Binance has told some users in France, Spain, Italy and Poland that their accounts will close on 31 December 2026, and that a fee will be charged on balances left in them from 29 November. According to CoinDesk, which cites a Binance spokesperson, the closure date is confirmed. The fee terms come from customer emails, and CoinDesk said it had not independently verified them. Deposits to affected accounts are blocked, but withdrawals still work, so the practical question for anyone affected is whether to move their funds out before the fee dates.

In short

What exactly has Binance announced?

CoinDesk reported on 7 November that users in France, Spain and Poland told it they had received similar notices, and that an Italian user shared one. A Binance spokesperson told CoinDesk: "Affected accounts will be closed with effect from 31 December 2026." The report says Binance is "progressively restricting certain services for affected users" after the MiCA transition period ended.

According to a Polish-language report on bitcoin.pl, which describes an email dated 6 November, Binance stopped accepting deposits and disabled trading from 1 July, and the remaining options include sales to PLN, EUR and USDC in Convert. Crypto and EUR withdrawals still work. These details come from a secondary report of the email, not from an official notice that I could open, so compare them with the message in your account.

How much is the fee?

Several outlets report the same formula: 0.025% of the remaining crypto balance each month, with a minimum of 10 USDC, whichever is higher. A few details from those reports:

Coindoo's calculations, assuming 1 USDC equals $1, show how this works for small balances. A $100 balance loses $10 at each date, leaving $80 after both. A $1,000 balance loses 1%. A balance of $20 or less can be emptied by the two charges. CoinDesk's report notes that Binance's existing terms already mention a possible "dormant account fee", and it does not confirm that this is the basis for the new charges. It also does not say who receives the fee.

Why is this happening?

Binance links the closures to MiCA, the EU's crypto-asset regulation. According to CoinDesk, the transition period for existing providers ended on 1 July, and Binance does not appear in ESMA's register of authorised crypto providers, based on the register's update of 5 November. Binance withdrew a Greek licence application in June and says it is progressing its authorisation pathway. CoinDesk quotes the company: "Our commitment to Europe remains unchanged." Whether and when a licence will be granted is unresolved, so treat any claim about the timing with caution.

You can check any firm's status yourself in the MiCA License Lookup or in ESMA's register, and for a general approach see MiCA-Licensed Crypto Companies: How to Verify Before You Sign Up. For what the regulation requires, see What Does MiCA Actually Require From an Exchange?.

What should you do if you have an account?

This is general information, not advice. Reports suggest these practical steps:

  1. Read the notice in your own account, not in an email link. Confirm whether your account is affected.
  2. Check for small leftovers, including tiny amounts of coins you forgot about. Coindoo notes that every asset has a withdrawal minimum, so small balances may be the hardest to move. If you are in that position, contact support early through the official app.
  3. Decide where the funds go: your own wallet or a platform you have verified. Make sure the destination supports the exact coin and network, because a wrong network can lose funds. See Is It Safe to Keep Crypto on an Exchange?.
  4. Copy and verify the destination address, and consider sending a small test amount first. You can create a free account and run a check on an address you are unsure about.
  5. Withdrawal fees may apply. The reports do not state the amount, so check it in the app.

What scams should you expect?

Whenever a large platform announces closures and deadlines, scammers copy the message. Expect fake emails and messages about "urgent account closure", "verify your account to avoid the fee" or "move your funds to a safe wallet". The Polish report says Binance states that it does not call customers or ask for passwords, 2FA codes or private keys. Do not click links in emails, do not install apps from messages, and never share your recovery phrase. For examples of these patterns, see Common Crypto Phishing Tactics Explained.

Frequently asked questions

Does this affect every user in Europe?

The reports name France, Spain, Italy and Poland, and they do not define who is affected or say whether other countries are included. Check the notice in your own account.

Is the closure date confirmed?

A Binance spokesperson confirmed 31 December 2026 to CoinDesk. The fee terms come from customer emails reported by the press.

Can I still withdraw?

Reports say crypto and fiat withdrawals still work while deposits are blocked. Confirm in your own account.

What happens to funds left after 31 December?

Reports say they can be treated as inactive and may be converted, transferred or handled under Binance's terms. The details are not clear, so avoid relying on it.

Is my crypto at risk?

Binance says assets remain safe and accessible, according to CoinDesk. That is the company's statement. Verify it in your own account, and do not leave funds there longer than you need to.

Where can I read the official notice?

Open the app or the website yourself and look for the message in your account. Do not use links from emails.

Sources

Details of the notices, fees and licensing may change. Verify the current terms in your own Binance account and on official channels before you act. This is general information, not financial or legal advice.